Personal Banking




Checking Accounts

Totally Free Checking with Online Statements

A FREE account when you choose Online Statements!*

  • No minimum balance
  • No monthly service charge
  • No per check charge
  • Unlimited check writing
  • Free easy-to-balance monthly statement
  • Free return of check images for easy record keeping
  • Free ATM/MasterMoney Card
  • Free Online Banking and Bill Pay 
  • Free Thank You Gift ^
  • Cash for your old unused checks and check card



A Guide To Your Account

Deposit Account Disclosure: Terms and Conditions

Privacy Statement

Electronic Funds Transfer Disclosure

Offer good on personal accounts only; business and corporate accounts do not qualify for these plans. Bank rules and regulations apply. Minimum opening deposit is only $50. Ask for details.  ^We reserve the right to substitute a gift of similar value.

In accordance with Section 326 of the USA PATRIOT Act, applicants for new accounts are requested to provide current picture identification that verifies identity including name, address, and other identifying information.  In some cases, identification will be requested for current account holders if original documentation was not obtained with the opening of the account.  In all cases, protection of our customers’ identity and confidentiality is our pledge to you. 

*Totally Free Checking with Online Statements accounts that have not signed up for online statements within 60 days of account opening will be converted to Charter Basic Checking.

FDIC Equal Housing Lender
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