Loans & Lines of Credit

Home Equity Loans*

Secured by the equity in your home is a great way to get extra cash for a new car, to add a room, paint the house, or whatever you might have in mind. We offer two different loans to help you access the equity you might have. The interest you pay may even be tax deductible*.

The Home Equity Loan (or as is sometimes referred to as a Second Mortgage Loan) is given as one amount with a fixed monthly payment plan starting right away until the balance is paid in full.  Your choice of competitive fixed interest rates and a variety of terms with minimal closing costs makes this loan affordable. 

OR

The Home Equity Line of Credit is as easy as writing a check. The line is available whenever you need it, and you pay no interest until you use the line. Plus, as you pay back what you borrow, the money goes back to your line to be used over and over again.  Minimal closing costs and no annual fees make this a great option for tapping into your homes equity.

*LTV means Loan-to-Value. LTV refers to the ratio of the mortgage loan's principal amount to the property's appraised value or its' sale price, whichever is lower.

*All loans are subject to approval. Fees may apply. Terms and LTV requirements are subject to change without notice. Consult your tax advisor regarding any tax deductibility.

Click here for Loan Calculator.