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Home & Construction Loans



Browse our home & construction loan options below


Acreage & Home Site Loans

Are you rolling up your sleeves and building your dream home from the ground up? If so, you might also be searching far and wide for the perfect spot to start building. When it comes to financing the purchase of that land, consider using our Acreage & Home Site Loan as a solution.


  • Variety of adjustable rate mortgage plans
  • Competitive interest rates
  • Local expertise and decision making
Construction Residential Loans

Since childhood, you have played with blocks building your dream home. When the time has come to build the real thing, where do you start? If you are constructing your home from the ground up, include us in your plans! A construction loan can provide you the financing you need to get the job done.


  • Local expertise and decision making
  • Flexible term options
  • Customized to your budget
Fixed Rate Mortgage

From playing in a tree house as a kid to finally living in your dream house as an adult is often the largest purchase a person makes in their lifetime. Well, now you’ve made the decision to buy or refinance your first or second home, what’s next? It’s time to make those ideas you have saved on your Pinterest® board a reality! If you’re looking for a fixed payment option, a Fixed Rate Mortgage may be the financing solution right for you.


  • Fixed interest rate over life of the loan
  • Fixed payment options
  • Variety of longer terms which could mean lower payments
  • Local expertise and decision making
Adjustable Rate Mortgage

Flexibility is a requirement for any Olympic gymnast. Although you may not be able to contort your body like they can, an Adjustable Rate Mortgage provides financing flexibility which can save homeowners hundreds of dollars after a shorter fixed rate period!


  • Low interest rates
  • Low monthly payments1
  • Select an initial fixed rate period of 3, 5 or 7 years2
  • Rates adjusted on yearly basis
Jumbo Mortgage

When you're young, you are told to dream big! You may have dreamt of saving a damsel in distress, starting your own company or being famous. Whatever your wishes may have been, with a Jumbo Mortgage you can make owning the home of your dreams a reality!


  • Competitive Interest Rates
  • Adjustable or Fixed options
  • Perfect for financing a larger home
FHA & VA Financing

Government-backed home loans, like FHA (Federal Housing Administration) or VA (Department of Veteran Affairs) Mortgages, provide more flexible lending requirements than conventional loans. These loans have features that can make it easier for a first-time homebuyer to take advantage of and make the dream of owning a home a reality!


  • Low down payment
  • Flexible credit and income guidelines

1All loans are subject to credit approval and fees may apply. Terms and LTV (Loan to Value) requirements are subject to change without notice.

2There are built in caps to protect a person against a huge payment increase. There are lifetime caps and periodic rate caps. Lifetime interest caps can protect you and help keep your interest rate and payments within your reach during the life of the loan. The periodic rate cap restricts the payment increase for a time period.

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Routing Number: 261170876
NMLS Number: 171693

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