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Bank Free


Pursue happiness free of charge.

Eager to enjoy the fun things in life? No matter where your road leads you, we are here to make the journey easy and trouble free! With Bank Free checking with online statements, we take care of the little things, like those pesky fees, and give you access to your account 24/7 with free online and mobile banking.


  • $50 minimum deposit to open
  • No minimum balance required
  • No monthly service fee when you accept and receive online statements1
  • Free ATM/MasterMoney Check Card
  • Free Online Banking and Bill Pay
  • Free Mobile Banking & Mobile Deposit
  • Free gift when you open an account!
  • Earn cash back for your old check card2

1Account requires selection of online statements. $0 Monthly Service Fee when you accept and receive online statements: Online Statements are required. To be eligible for the Bank Free with Online Statements account, you must sign up to receive online statements within 60 days of account opening. If you do not sign up and receive online statements, your account will be converted automatically and without prior notice to a Bank Simple account and will be subject to the fees and charges applicable to a Bank Simple account (see A Guide To Your Account for Bank Simple). The applicable fees and charges will be debited from your account without further notice to you and will appear on your statement.

2Offer good on personal accounts only; business and corporate accounts do not qualify for these plans. Bank rules and regulations apply.

In accordance with Section 326 of the USA PATRIOT Act, applicants for new accounts are requested to provide current picture identification that verifies identity including name, address, and other identifying information. In some cases, identification will be requested for current account holders if original documentation was not obtained with the opening of the account. In all cases, protection of our customers’ identity and confidentiality is our pledge to you.

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CharterBank announces the Swipe it Forward Event.


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We are publicly traded on the NASDAQ under the symbol CHFN.


Routing Number: 261170876
NMLS Number: 171693

FDIC Equal Housing Lender
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