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Bank Rewarded

Happiness is a pursuit with its own rewards.

Remember the feeling you got pulling the prize out of the cereal box when you were a kid? When it comes to banking, getting something back is not what you typically expect, so it just may surprise you at how easy it is to treat yourself when you have a Bank Rewarded Checking Account.


  • Higher tiered interest rates1
  • $50 minimum deposit to open
  • Up to $20.00 back in ATM fees2
  • No minimum balance
  • No monthly service fee3
  • Free ATM/MasterMoney™ Check Card
  • Free Online Banking & Bill Pay
  • Free Mobile Banking & Mobile Deposit
  • Free gift when you open an account!

1Greater tiered rates apply to balances up to $15,000 and over. Fees may reduce earnings. Offer good on personal accounts only; limit 2 accounts per household; available to residents of Alabama and Georgia and residents of Okaloosa, Escambia and Santa Rosa Counties in Florida ONLY; business and corporate accounts do not qualify for these plans. Bank rules and regulations apply. To qualify customers must have one external withdrawal or deposit monthly, accept online statements and complete at least 20 or more check card transactions.

2ATM fee refunds up to $20 per cycle when qualifications are met.

3No monthly service fee with acceptance of online statements. $3 monthly paper statement fee.

In accordance with Section 326 of the USA PATRIOT Act, applicants for new accounts are requested to provide current picture identification that verifies identity including name, address, and other identifying information. In some cases, identification will be requested for current account holders if original documentation was not obtained with the opening of the account. In all cases, protection of our customers’ identity and confidentiality is our pledge to you.

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CharterBank announces the Swipe it Forward Event.


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We are publicly traded on the NASDAQ under the symbol CHFN.


Routing Number: 261170876
NMLS Number: 171693

FDIC Equal Housing Lender
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